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Don’t Take it Personal…It’s Just Your Credit

Credit is something that not only affects you, it can affect everybody around you on a personal and professional level. Many people believe that having a bad credit score should not affect their...

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How to Choose between Secured Loans and Unsecured Loans

When we look for finance options, we notice that there are thousands of options available to us. However, two of the main avenues to go for are secured loans and unsecured loans. Both have their pros...

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Financing Options after a Foreclosure

A foreclosure is a big black mark against your credit. There’s no getting around it. Lenders will be less willing to work with you and if the foreclosure has been within the last 2 years, they may not...

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This Crook Had No Idea What He Was Dealing With

I work in an office area that’s fairly open. We have half walls and the cube layouts are broken out into areas where three of us sit in a shared area.  Each of us has a corner with one corner open to...

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7 Ways To Improve Your Credit Score

Nobody knows the exact methods by which your credit score is calculated, but you should definitely understand the importance of having a good score, and some methods which will help you improve your...

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The Credit Card of Tomorrow: Which Trends Will Change the Way You Pay

Though other countries have used EMV technology for nearly a decade, chips in credit cards are brand-new to the United States. To many Americans, it is unbelievable that such a small change could have...

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7 Steps To Improve Your Credit Score

Few things are worse than finding out that you have a bad credit score.  Many people know that they have this hanging over their head, where others are taken completely by surprise when they go to take...

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Small Things that Can Ruin Your Credit Score

You may have excellent credit now or wondering how to improve your score. There are many things you’ve heard of, such as bankruptcies ruining your credit or not paying your mortgage on time. However,...

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Are Credit Companies Giving Out Too Much Credit?

We recently added another credit card to our household.  We’re heading down to Florida for a family Spring Break.  Since we’re flying Southwest Airlines for the first time, we get a big bonus by...

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2017 Can Be the Year You Earn Great Credit

If you don’t understand what personal credit is, you’re not alone. Your credit history is an important aspect of your life, but most people don’t fully comprehend what it is or what it does. That’s a...

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